All Episodes
Displaying episodes 121 - 150 of 194 in total
#74: NCUA's Supervisory Priorities 2023 - Part 1: IRR, Liquidity & Credit Risk
NCUA's 2023 Priority Letter was recently released. In this episode I discuss the top 3: Interest Rate Risk, Liquidity Risk, and Credit Risk with two members of my te...
#73 NCUA IS OK With 1,000 Percent Increase in CAMEL Code 4s
NCUA just approved its Annual Performance Plan. It included a goal of achieving CAMELS code 4s and 5s of less than 2 percent of assets. This would allow an a ten fol...
#72 Never Let A Good Crisis Go To Waste or Why NCUA Should Have Approved 21%
Winston Churchill said never let a good crisis go to waste. This is why NCUA should have approved a rule allowing Federal Credit Unions to grant loans up to 21%.Per N...
#71: What's Not On NCUA's Supervisory Priority Letter & Why It Matters
๐๐๐๐ฉ ๐๐จ ๐๐๐ ๐ค๐ฃ ๐๐พ๐๐ผ'๐จ ๐๐ช๐ฅ๐๐ง๐ซ๐๐จ๐ค๐ง๐ฎ ๐๐ง๐๐ค๐ง๐๐ฉ๐๐๐จ ๐๐ค๐ง ๐ฎ๐ฌ๐ฎ๐ฏ?I write and speak often about NCUA's Supervisory Priorities which come out at this time every year.Last year NCUA...
# 70 Dan Berger & NAFCU's 2023 Priorities
Mark Treichel welcomes Dan Berger, the CEO of the National Association of Federally-Insured Credit Unions, to discuss NAFCU's 2023 advocacy priorities. They touch on t...
#69 A CUSO That Helps Members with Health Care
Sam Brownell of CUCollaborate made this post on LinkedIn last week:I am thrilled to announce thatย CUCollaborateย is incubating its first CUSO to pursue "the best idea I...
#68 NCUA's Meaning of Agreed Upon Corrective Action
NCUA's Examination reports all state that the exam report documents our conclusions and agreed upon corrective actions.So what does agreed upon mean?It means you need ...
67 A Look Back & A Look Ahead
A look back at 2022 in Credit Unions, NCUA, and With Flying Colors - and a Look ahead at the opportunities and challenges in 2023.NCUA will soon act on Field of Member...
Credit Union Mergers With NAFCU Author Mike Lussier
Credit union mergers are essential to everyone in a business, from the board of directors, the staff, down to the members themselves. When a merger happens, every aspe...
66 Field of Membership & New Charters Revisited with Rick Mumm
Rick Mumm worked at NCUA for 34 years with most of that time being assigned to Field of Membership and new charters. We discuss the changes NCUA made in 2022 on FOM a...
Blockchain & Crypto with Expert Patti Wubbels
Headlines are filled with challenges around FTX and stablecoin, making it seem like the industry won't be surviving or worth looking into anymore. But does it really m...
Last Week In Credit Unions Today 12/18/22
Last Week In Credit Unions TodayHarper on vendor authorityhttps://www.americanbanker.com/opinion/credit-union-members-deserve-the-same-protection-as-bank-customers?utm...
Brian Knight CEO Of NASCUS
NASCUS, the National Association of State Credit Union Supervisors, is the body that advocates for a strong and healthy state credit union system. Its members include ...
This Week In Credit Union News 12-7-22
In this episode I discuss:CFPB honing in on HELOCsNASCUS comments on onerous Sub-debt RuleCUNA and NAFCU comments on onerous member expulsionNCUA issues letter on virt...
Unrealized Bond Losses: Mergers & Bank Acquisitions
marktreichel.comncuainterprehey, this is Mark Treichel with another episode of With Flying Colors. Today I want to chat about, , some things I've been picking up on by...
FTX Might Have Ties to Banks? Now That's Reputation Risk
Hey, this is Mark Treichel with another episode of With Flying Colors. The FTX fiasco, , is amazingly interesting. , it's kind of like driving by a. Crash on the highw...
NCUA Moves Ohio & Spins off AMAC
By notation vote, the NCUA Board approved moving management and oversight of Asset Management and Assistance Center (AMAC) activities from the Southern Region to an in...
Insider Fraud: Why NCUA Exams Must be Onsite
In this episode we discuss the fraud triangle and why NCUA will always do exams onsite.What is the Fraud Triangle?The fraud triangle is a framework commonly used in au...
What Is Fair Lending with Joe Goldberg - Short Take
This is a quick take with Joe Goldberg - former head of NCUA's Fair Lending Program.NCUA examines federal credit unions with assets less than $10 billion; state superv...
There Go the CAMEL Codes (Sort Of)
NCUA had its November Board meeting with one item. Per the NCUA Board Action Bulletin:ALEXANDRIA, Va. (Nov. 17, 2022)ย โ The National Credit Union Administration Board...
Liquidity An NCUA Perspective with Expert Todd Miller
On this week's episode I discuss Liquidity with Subject Matter Expert Todd Miller.Don't miss part 2 tomorrow.Why discuss Liquidity today?Many reasons.ย A great deal of ...
The Central Liquidity Facility (CLF) with Expert Steve Farrar
In this week's episode I chat with my team member and form CLF Vice President Steve Farrar.We discuss:Purpose of CLFTwo briefings to NCUA Board in 2022Operations of th...
ERM Expert David Seibert on NCUA's Risk Appetite Statement
In this episode of With Flying Colors I discuss NCUA's Risk Appetite Statement with ERM Expert David Seibert.David can be reached at www.davidseibertconsulting.comCrea...
Sam Brownell CEO & Founder Of CUCollaborate
CUCollaborateย is a consulting, software development, and digital marketing company that helps credit unions grow.ย Sam Brownell, its CEO, seeks to help credit unions be...
Is NCUA's CECL Tool Right For You?
This is a quick take on the NCUA's recent release of a simplified CECL Tool for Small Credit Unions. NCUA issued a press release on September 14th. Which put this too...
Is NCUA's Draft Budget Too High Too Low or Just Right?
This Wednesday NCUA has its required public budget briefing (hearing).The trade groups will say the budget is too high. Other presenters may say the same.Several of m...
Fair Lending With Mike Taliefero Of Compliance Tech
When it comes to credit transactions or lending, redlining is a real thing. Fair lending must be the standard. So in order to help prohibit these acts of discriminatio...
Corporate Governance With Expert Michael Daigneault
Credit unions make a great impact on people's lives and on the communities where they operate. But they cannot do that without corporate governance. Credit unions can ...
NCUA's Proposal On Credit Union Member Expulsion for Dangerous or Abusive Behavior
NCUA proposed a rule which revises how federal credit unions can expel members. The NCUA Board unanimously approved aย proposed rule that would amend the standard fede...