All Episodes
Displaying 161 - 180 of 292 in total
#134 Geoff Bacino on the Change Coming to the NCUA Board: Tanya Otsuka
NCUA Board Members serve six years terms, are nominated by the President of the United States, and confirmed by the United States Senate.In this episode I discuss Pres...

#133 Short Stuff - Rodney Hood to Support Harper Budget Expansion & More
NCUA Board Member Rodney Hood Announces at September Board meeting he will support Chairman Todd Harper on his initiatives coming up, including the 2024 Budget.Hours ...

#132: CAMEL CODE 3 Downgrades Continue: Especially in Complex Credit Unions
Credit Unions over $500 million in assets are getting downgraded to code 3s more and more each quarter.NCUA believes this trend will continue. The code 3s are driven...

#131 - Why You Need Good Policies - With Expert Todd Miller
Their are policies NCUA requires, policies NCUA recommends, and policies they suggest. Every policy has key elements which we discuss on today's episode.In 33 years...

#130 What Jumps Out on NCUA's Quarterly Data Report
Last week the NCUA issued its Quarterly Data Report. What Jumps Out?Delinquency is up - Charge offs are Up, liquidity is tight and Chairman Todd Harper expresses some...

#129 Risk Based Capital - with the Regulations Key Author Steve Farrar
Before he retired from NCUA, Steve Farrar wrote the NCUA regulation on capital. It then sat on the shelf for a few years until it was finalized several years later - ...

#128 Expert Vin Vieten on Policy Statement on Prudent Commercial Real Estate Loan Accommodations and Workouts
I catch up with Commercial Lending Expert Vin Vieten on the FFIEC's Loan Accommodation Guidance issued late last month. The guidance provides guidance to federal bank...

#127 Mike Taliefero On The Intersection Of Indirect Auto Lending & Fair Lending
In the journey towards achieving fair lending in auto loans, we bring together data-driven compliance and a culture of equality. This powerful combination guides the i...

#125 JT Blau Of The Virginia League: Deep Dive On Member Expulsion
In today's discussion, JT Blau from the Virginia Credit Union League brings attention to the recently enacted NCUA Member Expulsion Rule. He uncovers its implications ...

#124 Author Tory Haggerty: Unfair Lending: Why Discrimination In Banking Still Exists
The roots of racial discrimination ran deeper into the financial system. Today, unfair lending still exists in banking. It’s time to uproot this evil in the financial ...

#126 CUNA & NAFCU MERGER WHAT YOU NEED TO KNOW with John Mckechnie & Geoff Bacino
Our take on what the merger might mean.From CUNA's webpage:CUNA President/CEO Jim Nussle and National Association of Federally-Insured Credit Unions (NAFCU) President/...

#120 Becky Reed Fintech Leader, Credit Union & CUSO Consultant
Technological evolution will establish the future of finance through utilizing blockchain technology. In this exciting episode, Becky Reed, a renowned FINTECH leader a...

#119 Kirk Kordeleski On Mentorship, Staff Retention, SERPS, Split Dollar Plans & More
Join me as I catch up with Kirk Kordeleski of OM Financial. Together, we explore a diverse range of topics, including the power of mentorship, the intricacies of execu...

#122 NCUA New Rule on Kicking Out Credit Union Members - My Take
NCUA Examiners will review member expulsions during your next exam, according to t to NCUA Chairman Todd Harper.Hear directly from NCUA Chairman Harper and staff, with...

#121 Special Edition: NCUA to Hire More Cyber Security and Field of Membership Staff
NCUA held its mid-year budget on July 20 and approved six new staff positions:Cybersecurity Support: An addition of four positions is requested to augment the NCUA’s c...

#118 Montana Credit Union & Bank Commissioner Melanie Hall
In today's episode, I interview Melanie Hall, Commissioner at the Division of Banking and Financial Institutions, State of Montana. Together, we explore the current st...

#117: Part 2 on ECOA With Expert Joe Goldberg
Part 2 of my interview with Expert Joe Goldberg on ECOA.Part one is episode #116.

#116: Equal Credit Opportunity Act with Expert Joe Goldberg
I interview Joe Goldberg, formerly of NCUA, and an expert on ECOA.ECOA Requires creditors to make decisions related to providing credit and credit terms solely on cred...

#114 Rating Credit Risk on Commercial Member Business Loans
How do You Rate Credit Risk on your portfolio? On this summer select rerun - you hear from a 40 year expert Vin Vieten. Vin Wrote NCUA's commercial loan rule and tra...

#113 John Kolhoff Of The National Association Of Credit Union Supervisors (NASCUS)
Today, I catch up with John Kolhoff SVP of the National Association of State Credit Union Supervisors (NASCUS). We talk about the dual chartering system and its role i...
