All Episodes
Displaying 211 - 240 of 251 in total
Risk-Based Approach To Assessing Customer Relationships And Conducting Customer Due Diligence With Deborah Arndell
Today, we discuss NCUA Letter to Credit Union's #22-CU-08 Risk-Based Approach to Assessing Customer Relationships and Conducting Customer Due Diligence with returning ...
NCUA's Mid Year Budget Briefing & What it Means for You
At its July Board Meeting NCUA conducted a briefing on the budget year to date and discussed plans for this year's public budget briefing.I provide you with my thought...
Bank Conversions and Credit Union Mergers - NAFCUs Letter to NCUA - My Take
NAFCU's recent letter to NCUA has suggestions on how to improve the bank purchases and credit union to credit union mergers.In this episode I provide my take on their ...
NAFCU's Letter on Low Income Designation & Subordinated Debt Requirements - My Take
In this episode I discuss NAFCU's recommendations to NCUA relative to subordinated debt for Low Income Designation Credit Unions.The legal costs for small credit union...
NAFCU's Letter on Bylaws, Member Expulsion, & Board Meeting Requirements
NAFCU recently wrote NCUA and requested many regulation changes. In this episode I discuss their proposals on NAFCU's letter on Bylaws, Member Expulsion and frequency ...
NCUA's Proposed Rule on Cyber Incident Notification Requirements What You Need to Know
At its July Board meeting, NCUA proposed changes to its rules for credit unions on Cyber Incident Notification Requirements. In this episode I provide commentary on t...
Capital Adequacy My Take on NAFCUs Letter to NCUA
NAFCU wrote NCUA on regulations it recommends be changed. In this podcast I discuss my take on NAFCU's suggestions on Capital Adequacy relative to large credit union ...
Credit Union Service Organization Hot Topics With Expert Brian Lauer
A CUSO (Credit Union Service Organization) is an organizational entity owned by credit unions that provides at least four types of loans: residential mortgage, busines...
Credit Union Bank Acquisitions With Expert Mike Bell
A number of banks in America today are for sale or thinking about selling. That is why if you’re thinking of bank acquisitions, now is the moment to make the decision....
Best Practices: Vendor & Contract Management Expert Brent Lapp
In this episode I discuss best practices on vendor management and contract management with Subject Matter Expert Brent Lapp of Strategic Resource Management (SRC). SRM...
NCUA's Too Big To Fail Regulation: "It's Not Reg Relief"
NCUA Board Approves Threshold for Determining the Appropriate Supervisory OfficeNCUA raised the threshold of who reports to the Office of National Exams & Supervision ...
NCUA Exam Document of Resolution (DOR) What You Need to Know
Everything you need to know about Document of Resolutions.NCUA's guidance to you and staff are located in the Examiner's Guide, National Supervision and Policy Manual,...
NCUA Enforcement Actions Trending Down?
NCUA uses both informal and formal Enforcement Actions when conducting exams. In NCUA's 2021 Annual Report they provide chart with five years of trends on Enforcement...
My Take on NAFCU's Report on NCUA Board Agendas
Per NAFCU:Administrative agencies – including the NCUA and CFPB – have released their spring regulatory agendas, which include several NAFCU and credit union advocacy ...
NEV - High & Extreme Risk Ratings Surge?
I am hearing from several directions that Net Economic Value (NEV) High and Extreme Risk Ratings are Surging. In this episode we discuss what NCUA is doing about it a...
Rating Credit Risk With Commercial Lending Expert Vin Vieten
Simply put, credit risk is the risk of loss due to a borrower not repaying a loan. Today, Mark Treichel interviews subject matter expert Vin Vieten on rating credit ri...
Today @ NCUA: Exam Survey, Too Big Too Fail, FINTECH & Cyber Proposals
NCUA Board meeting today discusses the exam survey pilot and talks about what regulations are coming soon.
Enterprise Risk Management (ERM) With Expert David Seibert
Everyone needs to start assessing their risks, especially in a post-pandemic environment. Enterprise risk management is the process of identifying potential risks to t...
LoanStreet's Ian Lampl Discusses Loan Participations Growth & Future
In this episode of With Flying Colors Mark Treichel interviews LoanStreet's Founder Ian Lampl on both sides (buying and selling of loans) and why this type of lending ...
NCUA Regional Large Credit Union Program - Coming Soon?
During its February Board Meeting, NCUA proposed a wise regulation to raise the asset threshold of credit unions that report to the Office of National Examinations and...
What Happened at the NCUA Board Meeting May 26, 2022
The NCUA Board met today May 26th and had only one agenda item: the Share Insurance Fund Briefing. However the board dropped some interesting tidbits in like:guidance ...
10 Reasons Why NCUA Should Not Regulate Succession Planning
In the January 2022 NCUA board meeting, it was voted that a proposed rule on succession planning was approved. In this episode of With Flying Colors, Mark Treichel is ...
Participation Loans and Eligible Obligations with Expert Steve Farrar
Today, more than 2,000 credit unions are offering participation loans. The total outstanding balance of participation loans increased 28% in 2021, from $46 billion to ...
Home Mortgage Disclosure Act (HMDA) Basics With Expert Joe Goldberg
Since the Home Mortgage Disclosure Act changes every year, you need to refresh your knowledge about it annually. Mark Treichel delves into HMDA with expert Joe Goldber...
Managing Commercial Lending Risks With Expert Vin Vieten
Risk management is a big part of the lending space. Commercial lending risks have to be studied and analyzed, both for the sake of the borrower and the lender. In this...
The Role and Elements of Good Policies With Expert Todd Miller
An organization needs to grow with good policies for better management and outcomes. This allows board members to understand the processes deeply and provide them the ...
Fair Lending 101 with Subject Matter Expert Joe Goldberg
Fair lending guarantees that everyone has equal access to lending opportunities. This puts everyone on an even footing and avoids discrimination. In this episode, Mark...
Bank Secrecy Act With Subject Matter Expert Deborah Arndell
Mark Treichel sits with Deborah Arndell, the President of ARMOR Advisory Services, to discuss Bank Secrecy Act best practices. Do you want to learn more? Don't miss o...
Special Edition NCUA Resuming Onsite Examinations
NCUA issued Letter to Credit Unions 22-CU -06 Today. Which stated:In July 2021, the NCUA announced the implementation of Phase 1 of its phased approach to returning t...
MBL Loans: Financial Analysis, Credit Proposals & Global Cash Flow w Vin Vieten
If you have commercial member business loans you need to listen to this episode. I interview Subject Matter Expert Vin Vieten on many aspects of commercial lending, i...