All Episodes
Displaying 1 - 30 of 291 in total
Defending Credit Unions in DC: A Conversation with Jason Stverak of DCUC
In this episode of With Flying Colors, Mark Treichel sits down with Jason Stverak, Chief Advocacy Officer of the Defense Credit Union Council (DCUC), to discuss the pr...
Credit Unions vs. Banks: What Q2 Data Reveals
Credit Unions vs. Banks: What Q2 Data RevealsIn this episode of With Flying Colors, Mark Treichel is joined by Steve Farrar, Todd Miller, and Dennis Bauer to break dow...
Rating Commercial Credit Risk - What NCUA Expects
NCUA's Commercial Loan Rule requires a rating system. I discuss what it requires with Vin Vieten, author of the rule.
Beyond Fraud Detection: Making AI a Strategic Partner in Credit Unions with Ray Ragan
Former NCUA Executive Director Mark Treichel talks with Ray Ragan, CIO of Securityplus Federal Credit Union, about taking AI beyond fraud detection and call center scr...
Commercial Member Business Loan Risks vs Banks 2025
COMMERCIAL CREDIT RISKS Rising commercial credit risks - Why regulators are worried Work-from-home impact on commercial real estate Rate shock reality: 3-4% loans rese...
From NCUA to America’s Credit Unions: A Roundtable with John McKechnie & Geoff Bacino
Episode SummaryIn this episode of With Flying Colors, I’m joined by two longtime friends and former NCUA colleagues — John McKechnie and Geoff Bacino — for a candid ro...
Operational Risks in Credit Unions - What We See in 2025
OPERATIONAL RISKSCyber incident response planning essentials Communication strategies for cyber incidents Legacy system conversion nightmaresNCUA's helpful approach to...
NCUA Issues Tips on Starting an Exam Efficiently - What You Need to Know
NCUA recently posted new guidance on how to start an exam efficiently — and for many credit unions, it couldn’t come at a better time.In this episode of With Flying Co...
IRR, the Interest Rate Evironment Credit Union Risk
INTEREST RATE ENVIRONMENTFed policy uncertainty and tariff impacts Yield curve normalization: -35 to +50 basis points CD composition shift: 13% to 28% of depositsCredi...
Retail Credit Performance: Risks for Credit Unions
ETAIL CREDIT PERFORMANCE Student loan payment resumption impactMixed economic signals across states24 vs 26 states: unemployment trends Generational differences in bor...
You Can Appeal Anything to the Regional Director - Not Just What the Regulations Says
NCUA's regulation define what can be appealed. But you can appeal ANYTHING to the region. We discuss how whey and when you might want to do it.
Fraud Schemes - What Is ATM Jackpotting?
FRAUD SCHEMES[00:41:00] Timeshare resale fraud targeting elderly[00:44:00] ATM "jackpotting" - new threat explained[00:45:00] Skimming device sophistication[00:46:00] ...
Home Mortgage Disclosure Act (HMDA) Basics
Home Mortgage Disclosure Act (HMDA) Basics
NCUA in Limbo: What the Board Shakeup Means for Credit Unions
NCUA in Limbo: What the Board Shakeup Means for Credit UnionsEpisode Date: July 28, 2025 Host: Mark Treichel Episode SummaryThe NCUA board is in complete chaos followi...
MBL Loans: Financial Analysis Credit Proposals & Global Cash Flow
Global Cash Flow. What is it and why does NCUA care?
ALCO In Practice: Essential Reports Analysis & Risk Management
ALCO committees are of paramount importance. We take a deep dive into the nuances of this important committee and discuss Essential Reports Analysis and Risk Management
The OCC's Risk Report and What It Reveals for Credit Union Exams
Credit Union Roundtable: Mid-Year Risk Reports - Our Take on What it Means for CUsEpisode DescriptionIn this inaugural Credit Union Roundtable episode, host Mark Treic...
ALCO GOVERNANCE ESSENTIALS: BUILDING AN EFFECTIVE COMMITTEE STRUCTURE
Is your ALCO Committee structured optimally? We can help you figure that out with this episode.
Sticky Deposits & Storm Clouds: What’s Ahead for Credit Unions?
Episode Summary:In this episode of With Flying Colors, host Mark Treichel sits down with Thomas Griswold, Managing Director at ALM First, to explore the financial forc...
The NCUA Central Liquidity Facility and What You Need to Know
Steve Farrar served as the VP of the CLF while at NCUA. Nobody understands the CLF better than Steve. In this archive episode, we deeply dive into this often misunde...
What Should Be In Your Board Monthly Package According to NCUA
There is what is required to be in a board package, what you want in your board package, what your board wants, and of course what NCUA wants. We discuss how to satis...
Elizabeth Warren Demands Answers from NCUA Board Chairman Kyle Hauptman on Actions Since Trump Firings
Did the Trump Firings Cause a Regulatory Crisis at the NCUA? Warren & Waters Demand AnswersEpisode OverviewMark Treichel breaks down the congressional response to Pre...
Emergency Podcast: NCUA Conserves and Removes the Board of Aldersgate Federal Credit Union - Why its a Bold Move
The National Credit Union Administration today placed Aldersgate Federal Credit Union in Marion, Illinois, into conservatorship. Member services will continue while th...
Risk Appetite and Risk Management Framework
NCUA often asks what a credit union's Risk Appetite is, but doesn't provide much if any, guidance on the topic. We do.
NCUA's Examiners Guide & NSPM What You Need to Know
NCUA staff rely heavily on the examiner guide and the National Supervision Policy Manual. We discuss these documents and what they really mean for credit unions.
From Pit Bulls to NCUA Press Releases: A Week in the Life
In this short and slightly offbeat solo episode, Mark shares a personal tale of dog sitting gone sideways—with two lovable pit bulls, a well-intentioned checklist, and...
Who Reviews Your NCUA Exam Before You See It?
NCUA requires some level of management review every exam before you see it. We explain why and how that impacts you.
NCUA’s Next Moves: Downsizing, Decentralizing, and Disrupting
Episode Summary: In this episode, I dive into what NCUA might look like after its May 22nd downsizing — a 25% reduction in staff driven by Trump-era mandates for small...
Why Your CAMEL Code Is Even More Important Now
📝 Episode Summary:In this post-Memorial Day episode, Mark dives into NCUA’s latest insurance fund update with a sharp focus on CAMEL codes—and why they matter more tha...
Credit Union Vs Banks: What You Need to Know About the Insurance Funds
The NCUSIF and the DIF are similar but different. Today we do a deep dive on that and more.