Commercial Member Business Loan Risks vs Banks 2025

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COMMERCIAL CREDIT RISKS
  •  Rising commercial credit risks - Why regulators are worried
  •  Work-from-home impact on commercial real estate
  •  Rate shock reality: 3-4% loans resetting to 6-7%
  • Minneapolis downtown real estate down 25%
  •  CECL forecasting challenges and provision expenses
  • NCUA's hyperfocus on annual review processes
  •  Empty office buildings near NCUA headquarters
Commercial Member Business Loan Risks vs Banks 2025
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