All Episodes
Displaying episodes 61 - 90 of 192 in total
#134 Geoff Bacino on the Change Coming to the NCUA Board: Tanya Otsuka
NCUA Board Members serve six years terms, are nominated by the President of the United States, and confirmed by the United States Senate.In this episode I discuss Pres...
#133 Short Stuff - Rodney Hood to Support Harper Budget Expansion & More
NCUA Board Member Rodney Hood Announces at September Board meeting he will support Chairman Todd Harper on his initiatives coming up, including the 2024 Budget.Hours ...
#132: CAMEL CODE 3 Downgrades Continue: Especially in Complex Credit Unions
Credit Unions over $500 million in assets are getting downgraded to code 3s more and more each quarter.NCUA believes this trend will continue. The code 3s are driven...
#131 - Why You Need Good Policies - With Expert Todd Miller
Their are policies NCUA requires, policies NCUA recommends, and policies they suggest. Every policy has key elements which we discuss on today's episode.In 33 years...
#130 What Jumps Out on NCUA's Quarterly Data Report
Last week the NCUA issued its Quarterly Data Report. What Jumps Out?Delinquency is up - Charge offs are Up, liquidity is tight and Chairman Todd Harper expresses some...
#129 Risk Based Capital - with the Regulations Key Author Steve Farrar
Before he retired from NCUA, Steve Farrar wrote the NCUA regulation on capital. It then sat on the shelf for a few years until it was finalized several years later - ...
#128 Expert Vin Vieten on Policy Statement on Prudent Commercial Real Estate Loan Accommodations and Workouts
I catch up with Commercial Lending Expert Vin Vieten on the FFIEC's Loan Accommodation Guidance issued late last month. The guidance provides guidance to federal bank...
#127 Mike Taliefero On The Intersection Of Indirect Auto Lending & Fair Lending
In the journey towards achieving fair lending in auto loans, we bring together data-driven compliance and a culture of equality. This powerful combination guides the i...
#125 JT Blau Of The Virginia League: Deep Dive On Member Expulsion
In today's discussion, JT Blau from the Virginia Credit Union League brings attention to the recently enacted NCUA Member Expulsion Rule. He uncovers its implications ...
#124 Author Tory Haggerty: Unfair Lending: Why Discrimination In Banking Still Exists
The roots of racial discrimination ran deeper into the financial system. Today, unfair lending still exists in banking. It’s time to uproot this evil in the financial ...
#126 CUNA & NAFCU MERGER WHAT YOU NEED TO KNOW with John Mckechnie & Geoff Bacino
Our take on what the merger might mean.From CUNA's webpage:CUNA President/CEO Jim Nussle and National Association of Federally-Insured Credit Unions (NAFCU) President/...
#120 Becky Reed Fintech Leader, Credit Union & CUSO Consultant
Technological evolution will establish the future of finance through utilizing blockchain technology. In this exciting episode, Becky Reed, a renowned FINTECH leader a...
#119 Kirk Kordeleski On Mentorship, Staff Retention, SERPS, Split Dollar Plans & More
Join me as I catch up with Kirk Kordeleski of OM Financial. Together, we explore a diverse range of topics, including the power of mentorship, the intricacies of execu...
#122 NCUA New Rule on Kicking Out Credit Union Members - My Take
NCUA Examiners will review member expulsions during your next exam, according to t to NCUA Chairman Todd Harper.Hear directly from NCUA Chairman Harper and staff, with...
#121 Special Edition: NCUA to Hire More Cyber Security and Field of Membership Staff
NCUA held its mid-year budget on July 20 and approved six new staff positions:Cybersecurity Support: An addition of four positions is requested to augment the NCUA’s c...
#118 Montana Credit Union & Bank Commissioner Melanie Hall
In today's episode, I interview Melanie Hall, Commissioner at the Division of Banking and Financial Institutions, State of Montana. Together, we explore the current st...
#117: Part 2 on ECOA With Expert Joe Goldberg
Part 2 of my interview with Expert Joe Goldberg on ECOA.Part one is episode #116.
#116: Equal Credit Opportunity Act with Expert Joe Goldberg
I interview Joe Goldberg, formerly of NCUA, and an expert on ECOA.ECOA Requires creditors to make decisions related to providing credit and credit terms solely on cred...
#114 Rating Credit Risk on Commercial Member Business Loans
How do You Rate Credit Risk on your portfolio? On this summer select rerun - you hear from a 40 year expert Vin Vieten. Vin Wrote NCUA's commercial loan rule and tra...
#113 John Kolhoff Of The National Association Of Credit Union Supervisors (NASCUS)
Today, I catch up with John Kolhoff SVP of the National Association of State Credit Union Supervisors (NASCUS). We talk about the dual chartering system and its role i...
#112 Summer Selects: Commercial Loan Expert Vin Vieten on Managing Commercial Lending Risks
Commercial loans can be a big risk if not done right. In this summer select rerun I talk to Expert Vin Vieten on how to build a commercial loan portfolio AND manage t...
#109 Cannabis & Digital Assets With Expert Josh Herman Of SRM
Josh Herman is a Director on the Digital Assets Advisory Services team at SRM (Strategic Resource Management), an independent firm that helps financial institutions id...
#110 Summer Selects Member Business Loan Global Cash Flow, Credit Proposals and More with Vin Vieten
Commercial Loan Delinquency is on the rise. In this weeks summer select rerun we talk to Vin Vieten who spent forty years in commercial lending and wrote NCUA's rules...
#111 CFPBs Small Business Loan Data Collection Rule with Expert Joe Goldberg
Small Business Lending Rule – Sec. 1071 of DFA – ECOA 15 USC 1691c-2 (Small Business Loan Data Collection) – Regulation B Intro and what Joe Goldberg and I will cover ...
#108 Summer Selects: Commercial Loan Credit Culture w Expert Vin Vieten
Many economists are indicated that commercial loans may get hit hard this year with delinquencies, due to:work from home driving up vacancies,layoffs,andInflation.This...
#106 Third Party Due Diligence & Contract Management With Mike Heller
In this episode, Mark Treichel discusses Third Party Due Diligence and Contract Management with Mike Heller. Mike is an Associate with the law firm Messick Lauer & Sm...
#107 Todd Miller on Liquidity, SVB, and the Failure of Management and Regulators
EPISODE CHAPTERS WITH FULL SUMMARIES ---------(0:00:01) - Managing Interest and Liquidity Risk (10 Minutes)We explore the importance of managing interest rate, liquidi...
#105 Todd Miller on Model Risk, Credit Risk, Interest Rate Risk, ERM & More
EPISODE CHAPTERS WITH FULL SUMMARIES ---------(0:00:00) - Managing Model Risk in Enterprise Management (16 Minutes)We discuss model risk, interest rate risk and credit...
#104 Todd Miller on SVB, the Economy, & Model Risk - Part 1
Discover valuable insights on the economy's response to the pandemic and the Federal Reserve's attempts to control inflation in our captivating conversation with Todd ...
#103 NCUA CUSO Examinations: What You Need to Know
The NCUA conducts onsite reviews in CUSOs presenting either potential systemic or individual credit union risk. Several factors, including the CUSO’s geographic footpr...