Credit Union Exam Solutions Presents With Flying Colors

Title: Credit Risk - NCUA's Top Exam Priority for 2024

Key Points:
- Credit risk is NCUA's #1 exam priority for 2024
- Economic conditions are changing the credit risk environment 
- Trends show weakening credit quality and increasing delinquencies
- Consumers have fallen behind inflation for over 2 years
- NCUA is directing credit unions back to credit risk management fundamentals
- Examiners will review lending programs, risk management practices, loan modifications, collections, and allowance for credit losses

Guests:
- Steve Farrar - Former NCUA problem case officer and VP of Central Liquidity Facility
- Todd Miller - Former NCUA examiner, capital markets specialist, and director of special actions

Additional Notes:
- Episode discusses NCUA's 2024 Letter to Credit Unions on exam priorities
- Compares credit risk priority to previous years
- Analyzes economic factors impacting credit risk like inflation, income growth, unemployment
- Mentions potential issues in commercial real estate 
- Discusses implementation of CECL accounting standard
- Notes NCUA's focus on concentration risk justification

The show notes summarize the key points and guests from the episode while avoiding any direct quotes or reproduction of copyrighted material.